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BANKRUPTCY

• When to File Bankruptcy
  

COLLECTION, GARNISHMENT, &
REPOSESSION

• After a Creditor Wins A Lawsuit, What Are Your Rights?
  
• Personal Property Exemption, Protecting Your Property From Debt Collectors
  
• Notice of Bona Fide Defense
  

CREDIT REPORTS & CREDIT ACCESS

• Advice for Seniors About Credit Cards (link to NCLC)
  

OTHER

• List of Consumer Forms available on the NCLC Web Site
  

PUBLIC UTILITIES- PHONE, GAS,
WATER, & ELECTRICITY

• What to do When Service Has Been Disconnected (link to NCLC)
  
• How to Help Older Americans Avoid Loss of Utility Service (link to NCLC)